Wednesday, March 28, 2012

HEALTHCARE: Michigan's mandates up premiums!


Since Obamacare is being debated at the Supreme Court and amongst ourselves, let me just show you why our present system is so screwed up.

The Michigan State Senate which is led by the GOP has just passed a health insurance mandate. A mandate is a command or a legal order if you will, to do something; the Supreme Court is debating whether our federal government can “mandate” that every US citizen MUST buy health insurance.

The Republicans, as we all know, are absolutely against our government mandating compulsory health insurance even though Mitt Romney, the Republican presidential nominee, invented the mandated plan…figure that one out.

Anyway, the Michigan GOP is now mandating that all insurance companies cover autism treatments. Forcing insurance companies to cover more and more conditions makes our premiums go up. Since Michigan mandates a list of conditions that MUST be covered by ALL policies, Michigan premiums are pretty high.

What this does is it takes away “choice” of insurance options from basic coverage to comprehensive coverage since ALL policies MUST cover everything the state mandates…get it?

So if I am a 19 year old in perfect health, my insurance policy MUST cover maternity expenses…now how stupid is that?

AUTISM coverage (our GOP Lt. Governor has an autistic daughter) is tricky in the fact that the condition is hard to diagnose and even harder to treat; there are many suggested but unproven treatments and there are many medical shysters peddling miracle cures that cost a lot but mostly do not work.

So telling insurance companies that they MUST cover autism treatments is very iffy even if you mandate “evidence based” treatments; what does that really mean.

Politicians should not involve themselves in medical matters; let the professionals handle that as in the “expert panel” suggested by Obamacare but as we know, Republicans decry the panel of experts idea yet they want to act as experts themselves…how moronic is that!

My point is this; let’s try to fix our crippled healthcare system through dialogue and not let politics spin the facts out of control just to benefit the politicians and their rich donor supporters. It is about time we as citizens have legislation passed that will benefit our health and not the financial health of interested parties!


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