Now we are being told that the claims association will run
out of money and will have to increase what motorists pay into the fund which
will make expensive auto policies that much more expensive at a time when many
people are having trouble paying for their auto insurance.
The proposal is to give motorists cheaper options of
$500,000 to $5 million for post accident coverage BUT opponents are saying that
people are stupid and will always opt for the cheaper policies and therefore
face problems when they are involved in really serious life-altering accidents.
Excuse me but let the people decide what coverage they want
and not YOU decide for them. Since Michigan
is the only state with life-time coverage means we are doing something STUPID
or else other states would have the same law.
Nearly 99% of accident injuries are under $250,000 in Michigan but it takes only a few people with
life-altering injuries to blow through millions of dollars in the fund AND we
are being told, care providers knowing Michigan
covers life-time medical expenses, use it to their advantage and that needs to
stop now.
The fact that Michigan has some of the highest numbers of
UNINSURED MOTORISTS makes this bill so important; lower cost of auto insurance
and maybe more people will be able to afford coverage.
I feel bad for the few people that need life-time medical
coverage but I don’t think it is fair to punish all of us with such high
insurance premiums; there must be a better way and I think this proposal is
just that.
We need to get out of our welfare mentality; we cannot
afford that mentality any more.
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